Emergency Funding When You Need It Most

Access $20K to $2M in your account by tomorrow, anywhere in Australia.

With up to 6 months of no repayments so there is no impact on your cashflow.

Homesec provides fast, flexible financial support Australia-wide.

Apply within 60 seconds and we'll start securing your funding by tomorrow.

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Explore Your Loan Options

Our lending policy is so easy: If you need urgent business funding and have sufficient equity in real estate, we will fund you within 24 hours, Australia-wide.

Interest Only 1st & 2nd Mortgages

Sustain Your Cash Flow With No Payments For Up to 6 Months

Ideal for business owners who need immediate funding but prefer to manage cash flow easily by paying only the interest each month. This option allows you to keep payments low by charging interest only, with the flexibility to extend the loan term as needed without extra fees.

Borrow

From $20,000 to $2,000,000

Speed

Funding within 24 hours

Documentation

No tax returns or BAS statements required

Flexibility

Repay early or extend loan terms with no penalties

Payments

No payments for up to six months, then interest-only payments thereafter

Terms

Flexible, from 1 month to as long as you need it for

We are Australia’s Fastest & Most Flexible 1st & 2nd Mortgage Lender

If you have sufficient equity in real estate, WE WILL FUND YOU within 24 hours.

 Any Business Purpose – Any Industry – Anywhere in Australia

Short Term Business Loans (Caveat/Bridging Loans)

Quick Funds for Short-Term Needs

Perfect for business owners who require urgent short-term capital. These loans, known for their flexibility, do not require monthly payments for up to 6 months, providing significant relief during critical times.

Borrow

From $20,000 to $2,000,000

Speed

Access funds within 24 hours

No Repayments

For Up To 6 Months

Duration

From 1 to 6 months

Requirements

No financial records or cashflow documents needed; early repayment without penalties

Quick, Simple, and Supportive

HomeSec's Loan Application Process

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Apply in a Flash

Just 60 Seconds to Get Started

Effortlessly apply online in under a minute. Whether it’s for an urgent purchase or a strategic business move, start your application without delay.

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Decisions at the Speed of Business

Receive a Decision Within the Day

Expect swift service with same-day decisions. Our dedicated team works rapidly to review your application and guide you to the next steps.

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Funds When You Need Them

Your Funding, Ready by Tomorrow

Once approved, we fast-track the funds to your account. Experience the momentum of having your capital ready in 24 hours.

Why Choose Homesec?

Unmatchable Speed & 1st Class Service

Peace Of Mind For Business Owners And Finance Brokers

Our System Has Been Designed For Clients

We ARE The Lender & We Lend Our Own Funds

Friendly, Compassionate & Professional Team

Enjoy No Payments For Up to 6 Months

Our Fast And Flexible Business Loans Are The Solutions For…

Urgent Injection of Cash

Situation:

Immediate need for a financial boost.

Solution:

Loan amounts ranging from $20,000 to $2,000,000 for any worthwhile business or commercial investment. Flexible terms from 1 to 12 months, extendable if necessary, with funds available in your account by the next business day.

An Advance on a Refinance

Situation:

Bank refinancing takes 2 to 3 months.

Solution:

Business Bridging Loan to cover until your refinance is funded.

Business About to Fail

Challenge:

Most lenders avoid funding failing businesses.

Solution:

HomeSec provides urgent financial lifelines to help businesses recover.

Business Opportunity

Opportunity:

A rare, time-sensitive business chance.

Solution:

Secure funding by tomorrow to capitalise on the opportunity.

Property Purchase in Rescission

Issue:

Approved finance withdrawn last minute.

Solution:

24-hour funding from HomeSec to secure the property and deposit.

Tax Debts Paid

Problem:

Immediate payment required for overdue tax debts.

Solution:

We pay the ATO and other debts by the next business day when other lenders hesitate.

Meet Our Leadership Team

Paul Stone

Joint CEO

Jason Brockmuller

Joint CEO

Catriona Anderson

Group GM

Tim Bingham

BDM

Matt Hemple

Senior Credit Analyst

HomeSec Business Finance is an Australian owned and privately funded company, specialising in Short Term Business Bridging Loans and Interest Only 1st and 2nd Mortgages. We provide fast, flexible funding solutions without the need for financial records. Poor credit or loan arrears? No problem. We also support new and emerging businesses.

Based in Melbourne with legal offices across Australia and New Zealand, we can settle loans quickly, ensuring urgent access to funds within 24 hours. Our loans are designed to be hassle-free, without the burden of payments during the loan term, making them ideal for small business owners, builders, and property developers who need immediate financial support.

Founding HomeSec Business Finance in 2004 has given me the privilege to meet and help so many business owners. There's nothing more rewarding than knowing our company has saved so many from losing everything, and enabled countless businesses to grow and thrive.

- Paul Stone, Joint CEO, HomeSec Business Finance

Frequently Asked Questions

HomeSec Business Loans

What types of loans does HomeSec offer?

HomeSec provides various types of quick loans in Australia to support business owners. We offer everything from small business loans and bad credit loans to low-doc business funding. Each loan can be customized to meet your specific business needs, whether it's for cash flow assistance, purchasing equipment, or paying overdue creditors.

How Do I Apply for a Loan?

Application Options:

  • Click on any of the 'Apply Now' buttons on our website.
  • Call us directly.

Is There a Minimum Loan Amount?

Minimum Amount: Our minimum loan amount is $20,000.

How Long Will It Take for My Loan Application to Be Approved?

Approval Timeframe: Applications can be approved and funded in as little as 24 hours.

  • Interest is calculated monthly.
  • It can be capitalised into the total loan amount.

What Kind of Security Is Needed for My Loan?

Required Security: Equity in a real estate asset is necessary. This can be:

  • A residential property
  • A commercial property
  • Vacant land

About HomeSec

HomeSec Business Finance is Australia and New Zealand’s largest short term business lender and the trusted funder of choice for fast short term business loans.

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